“Ang INSURANCE ay isang papel at kontrata lamang – kung hindi kinakailangan.”

Kabayan,INSURANCE 11.19

Naransanan mo na ba ang ma surprise? Either birthday, despedida, celebration of promotion in work, etc. Hindi ba at napakasaya? Minsan nakakaluha pa kasi ramdam mo ang pagmamahal at suporta ng mga tao sa iyo. At sa pagkakataong ito, walang humpay na pasasalamat ang nais mong gawin. Samantala, ang mga nagprepare para sa surprise na ito ay ilang araw o lingo o buwan din ang preparasyon para matagumpay nilang maibigay sa iyo ang planong mapasaya ka. Kay sarap isipin Kabayan, ngunit hindi lahat ng surpises ay maganda. Sa kabilang banda, may mga surpises na hindi nkakatuwa. I’ll share you a true story.

This 5 year old boy lives a normal life like everyone else. His growth every year is normal and as expected. He can talk and play with his playmates. Not as bubbly because he is a shy type. The family would always go to Philippines for vacation during school break. During their stay, they went to see a doctor for a regular check up. With no idea at all, the little boy was advised to have an open heart surgery. I don’t know the details if it’s life threatening or not, but the fact na major operation I think it is.

The parents were startled, shempre sa lahat ba naman ng maririnig mo ay ito pa? Ang isipin na may lagnat ang anak mo ay nkakadurog na ng puso, ano pa kaya ang operahan at buksan ang kanyang dibdib due to heart surgery? Kung maaari lang na ikaw na lang, sigurado ako aakuin mo ito.

Sa umpisa, mahirap paniwalaan at tanggapin. But after a series of different opinions from doctors, they finally give in and the little boy will undergo the surgery. By the grace of God, everything went well and the little boy is back to being an active little boy like nothing happened.

Kabayan, mahirap magdaan sa ganitong sitwasyon emotionally at financially, ngunit hindi naging challenging ang gastos sapagkat covered ng insurance ang bata. Can you imagine kung hindi? Siguro ang pag asang nasa puso ay napakadilim. Ang insurance ay isang papel at kontrata lamang kung hindi kinakailangan, ngunit sa oras na hindi inaasahan, nagsisilbi itong katulong sa pag harap sa pagsubok. Isa itong paraan para magkaroon ng peace of mind. Hindi lamang talaga narerealize ng karamihan.

You should also know that if you already have a medical history/record, it will hunt you until you grow old. And can be a possibility na mahirapan mkakuha ng insurance kung kalian gusto mo na. Ang mairerekomenda ko, hanggang wala kang nararamdaman sakit at may extra money, treat insurance as an investment for you. You will never know what will happen next.

 

Regards,

The Cristobal

 

PS.We would like to thank you for availing our “Discover the Five year plan of an OFW”. After reading it, do not just leave it there with no actions. A plan without action is useless. Kung hindi mo pa nababasa, grab it here.

Also, we can assess and provide FREE advice regarding your financial needs. If you also want to have idea on what type of insurance is good for you, send us an email at thecristobal@thecristobal.info so we can create a proposal for you, it’s free. Don’t worry.

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