About Us

Tristan Ian F. Cristobal

Tristan is a Certified Husband, Certified Daddy, and Certified Public Accountant. He was exposed in their family business at a young age where he experienced the success and down of their family business. He is an entrepreneur and investor of various investment vehicles like insurance investments, stocks, uitf, etc…

He is an advocate of financial education and loves to share financial information especially to OFWs. He is a Financial Consultant of Pru Life UK.

He practices basic yoga daily or perform simple stretching exercises. He likes to watch anything that interests him, plays badminton, billiards, basketball, and swimming.

He can play guitar but not as good as professional one. He may not be a good composer but he had written few songs for his wife.


Carmi Irene R. Cristobal

Carmi is a loving wife, super Mommy, Certified Investment Solicitor (CIS), and Accounting Manager in one of the leading companies listed in the US stock market. She is the President of Angat Pilipinas Coaliton for Financial Literacy Inc, a non-profit organization that aims to provide practical personal finance education to OFWs, youth and artists. She is also a financial consultant in Pru Life UK.

She was born with an entrepreneurial mind, every opportunity – she finds it a business.

On her artistic side, she is a freelance makeup artist and events planner.

She also loves to cook, and travel.

She currently works on getting her certification as registered financial planner.



11 thoughts on “About Us

  1. Sir,

    Sir, pwede bang mag padala ng application sa COL kay Mrs nyo? Na nabanggit nyo kamakailan ng mag conduct kayo ng seminar sa amin noong 12 February sa may Jolibee Kaladiyah.

    Thank you and best regards,

    Ferdinand C. de Leon

    1. No problem sir. Just message or call me. nagreply po ako sayo sa email mo.

      PS. I am not associated with COL.

    2. Sir Ferdi, welcome to investing world…don’t forget our simple strategy…

  2. Hi sir gusto ko po sanang huminging tulong san b maganda mag invest.OfW po ako at madami ako nababasa tungkol Sa Phil equity Ng BDO.

    1. Hi M’ Rinalyn,

      Lahat po ng klase ng investment vehicles ay maganda dahil po sa potential na paglago ng investment nio po. Subalit, depende po ito kung mataas po ba ang tolerance ninyo sa risk, at sa ganda ng performance ng invesment. Maari din po ninyo iconsider kung ano ang purpose nang iyong pag-iinvest – ibig sabihin po – sa bawat investment type ay may different purpose po kayo..halimbawa po kung gusto nio mag-invest sa Equity ng BDO – para saan po itong investment na ito? ganun din po kung gusto nio mag-invest sa mutual fund – para saan po o ano ang purpose nio sa pagiinvest sa mutual fund?…

      Eto po ang mga investment vehicles na sinasabi ko:
      1. Negosio –
      2. paper assets – VUL, Mutual Fund, Stocks, UITF at kung meron pang iba…

      Nawa’y nakatulong po ang simpleng explation na ito…kung may katanungan pa po kayo..ipaalam nio lang po…

  3. Is your e-book also useful to single OFWs like me? I’m sure that singles and couples have different strategies to gain financial freedom.

    1. yes kabayan melody…useful po ito kahit na anong marital status…kaunting adjustment lang kailangan mo…

  4. Nag purchase na ako ng e-book through paypal (Receipt No. 5248-6351-4696-1580) kaso nang madownload yung e-book nanghihingi ng password.

    Pwede nyo isend sa email ko yung ebook or yung password.

    Thanks and regards,

    Jaime Nepomuceno
    from Singapore

    1. walang problema kabayan…verify po namin then will send to you right away…salamat po kabayan…

  5. Sir Tristan good day! Nakapagbayad na ako para sa ebook nyo for the five year plan sa paypal,

    Web Accept Payment Sent (Unique Transaction ID #8KU57161GT639333A)

    Pakisend na lang po yung password nyo sa email ko. Thank you very much po!

    Christopher Ryan Budoy
    OFW in Saudi Arabia

    1. Sige po, we will verify then will send the ebook within 24hours po..Maraming salamat po…

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